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A mortgage broker acts as an intermediary who sells mortgage loans on behalf of individuals or businesses.

The majority of mortgage brokers are regulated to ensure compliance with banking and or finance laws in the jurisdiction of the consumer;
however, the extent of the regulation depends on the jurisdiction. Only one state within the U.S. has no laws that govern mortgage lending.

Traditionally, banks and other lending institutions have sold their own products. However as markets for mortgages have become more competitive,
the role of the mortgage broker has become more popular. Today in most developed mortgage markets ( mortgage brokers are the largest sellers of mortgage
products for lenders.

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