Insurance Index

Insurance Adjusters - Claims Adjusters
Public Insurance Adjusters - Independent Claim Adjusters
Napa Valley, San Francisco North Bay, Ca. USA

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Claims adjuster is a term used to describe someone who evaluates the damage caused to property or people when an insurance related accident occurs.

There a three classes of claims adjusters: staff adjusters (employed by an insurance company or self-insured entity), independent (independent contractors; not insurance company employees) and public adjusters (employed by the policyholder).

Adjusters may handle "property claims" involving damage to buildings and structures, or "liability claims" involving personal injuries or third-person property damage from liability situations, such as motor vehicle accidents, slip and falls, dog bites, or alleged negligent behavior. Some adjusters handle both types of claims and are known as "Multi-Line" adjusters.








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Sams & Assocociates
Napa, CA 707 258-6192

Society of Registered Professional  Adjusters
PO Box 3810, Napa, CA 707 226-5762
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Public Insurance Adjusters are businesses that help policy holders receive payment from insurance companies. Public adjusters represent clients for a small percentage of the resulting settlement money from the insurance claim.

These companies can inspect property damage or provide legal advice. They also help in building the case that is argued against the insurance company.

Adjusters mostly represent clients who have been victim to property damage or loss. Most cases involve natural disasters including: fires, floods, hurricanes, frost damages, burglaries, and earthquakes.

The majority of states require public insurance adjusters to be licensed with a professional body before they can practice.

A large collaboration of public insurance adjusters is the National Association of Public Insurance Adjusters, which helps to coordinate claims and make the business environment open to adjusters.


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