Home Equity Loans - Home Equity Loan,  Bad Credit
Napa Valley, San Francisco North Bay, Ca. USA

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 A home equity loan

is a type of loan in which the borrower uses the equity in their home as collateral. These loans are sometimes useful for families to help finance major home repairs, medical bills or college educations. A home equity loan creates a lien against the borrower's house.

Home equity loans are most commonly second position liens (second trust deed), although they can be held in first or, less commonly, third position. Most home equity loans require good to excellent credit history, and reasonable loan-to-value and combined loan-to-value ratios. Home equity loans come in two types, closed end and open end.



Home Equity Loans or lines of credit are available to homeowners and even home owners with bad credit both online or directly with lenders. Since the home equity loan market in California is so competitive you should try to find the best home equity loan rather then just accept the rates from your current lender.

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Alphabetical Listings

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Home Street Bank
Judy Bickell, Branch Manager
2001 Jefferson St, Ste A, Napa, CA 94559 
707 252-5972 Office, 707 307-5113 Fax
HomeBridge Financial Services, Martha Pedroza-Ramos
3154 Jefferson St
Napa, CA 94558 
Mitchell Mortgage
Napa, CA 94558 
707 259-1117
Prospect Mortgage, Stephen K. Smith
3154 Jefferson St, Napa, CA  94558
Travis Credit Union
3263 Claremont Way, Napa, CA 94558


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